Dental Insurance – San Antonio, TX
Get a Healthy Smile with Your Dental Insurance
Your toothbrush and floss are essential for keeping your smile healthy; however, your oral hygiene habits at home are only half the care you need. The American Dental Association recommends everyone sees their Castle Hills dentist at least twice a year. You can schedule your appointments without any apprehensions because you have dental insurance. Our office is proud to work with both in-network and out-of-network patients to minimize any out-of-pocket expense. We’ll help you get the healthy smile you deserve without breaking the bank.
How Dental Insurance Works
Every month, you pay a premium for your specific dental policy. It gives you access to reduced rates for the services your teeth and gums need. Although every plan differs, most include:
- 100% preventive care covered
- Minor restorative care around 70%-80% covered
- Major restorative care around 50%
What is the Difference Between Dental and Medical Insurance?
Your medical and dental insurance work a bit differently. Your dental coverage has yearly limits and maximizes you must follow. By paying your monthly policy, you can visit your dentist 1-2 times per year for preventive care for little or no out-of-pocket costs. Dental insurance is designed with prevention in mind to reduce your long-term oral health costs because it stops issues from occurring in the first place, like tooth decay and gum disease.
Even with the most proactive approach, a complication can arise. It doesn’t need to go untreated because your insurance will reduce the amount you need to pay. You’re given an annual allowance to cover the cost of restorative treatments after paying your deductible.
Don’t worry about going over budget. Less than 3% of Americans meet or exceed their annual limits; however, we will maximize your benefits to make the most of what you’ve paid into.
In-Network VS Out-of-Network
You have the option to visit any dentist who accepts your dental insurance in Castle Hills. We work with many leading carriers to keep our services affordable.
Your insurance carrier will recommend an in-network dentist because they have pre-negotiated rates with one another. Our office is proud to be in-network with many leading companies, including:
- Blue Cross Blue Shield
- Delta Dental
- Dental Network of America
- Dominion National
- Principal Financial Group
- United Concordia
- United Healthcare
You have the freedom to visit any dentist who accepts your coverage. If you’re out-of-network, we’ll help you file the necessary claims and forms to lower the amount you need to pay. You can still use your policy to keep your treatments affordable.
Schedule an Appointment Today
We know dental insurance is a confusing topic. We’re here to help. We will work on your behalf with the insurance carrier, so you have one less thing to worry about. If you have questions about your coverage, or you’re ready to schedule an appointment, contact our office today. We look forward to helping you invest in a healthy, beautiful smile.